Credits System

Credits are used to access third-party AI models. Learn how the credit system works and how to manage your usage.

How Credits Work

Gab AI uses a credit-based system for accessing third-party AI models like GPT-5.5, Claude, and Gemini. Credits allow you to pay only for what you use while getting access to the best models available.

Default AI is Free in the App

Our default AI model is free for Plus subscribers when chatting in Gab AI. Not included in API — API requests always use credits.

Monthly Credits with Plus

Plus subscribers receive 2,000 credits every month as part of their subscription. This is typically enough for: Monthly credits reset at the start of each billing cycle. Unused credits do not roll over to the next month.

2,000 Credits Monthly

Included with Plus subscription

Credit Costs by Model

Different models use different amounts of credits based on their capabilities:

Text Models

  1. Arya — Free
  2. DeepSeek V4 — 1-2 credits
  3. Kimi K2.6 — 1-2 credits
  4. Gemini 3.5 Flash — 1-2 credits
  5. Claude Sonnet 4.5 — 2-3 credits
  6. Gemini 3.1 Pro — 2-3 credits
  7. GPT-5.5 — 3-5 credits
  8. Claude Opus 4.8 — 5-10 credits
  9. o3 — 5-10 credits

Image Generation

  1. Nano Banana 2 — 3-10 credits
  2. Qwen Image — 3-10 credits
  3. Seedream 4.5 — 5-15 credits
  4. GPT Image 2 — 10-30 credits

Video, Music & 3D

  1. Music Generation (MiniMax) — 15-30 credits
  2. Video Generation (Veo, Kling, Hailuo, Wan, Seedance) — Varies (base cost × seconds) credits
  3. 3D & Avatar Generation (Hunyuan, Meshy, HeyGen, Kling) — Varies by model credits

Credit Usage

Credit costs can vary based on message length, image quality settings, and other factors. The ranges shown are typical usage per request.

Context Multiplier

As your conversation grows longer, credit costs per message will increase. This is because AI models need to process all previous messages in a chat to understand the context and provide relevant responses. The multiplier applies because each new message requires the AI to read and understand the entire conversation history. Longer conversations mean more data to process, which increases the computational cost.

Example: GPT-5.5 Message Costs

  1. New chat (first message) — 1x — 3-5 credits
  2. After 10 messages — ~1.5x — 5-8 credits
  3. After 25 messages — ~2x — 6-10 credits
  4. After 50+ messages — ~3x+ — 9-15+ credits

Best Practice: Start Fresh Chats

To keep credit costs low, start a new chat when switching topics or beginning a new task. This resets the context and brings your costs back to baseline. You can always reference previous conversations if needed.

Buying More Credits

If you need more credits than your monthly allowance, you can purchase additional credit packs. Purchased credits never expire. To purchase credits, go to Settings → Credits in the app, or visit the Pricing page on our website.

600 credits

$10

$0.017/credit

1,500 credits

$20

$0.013/credit

5,000 credits

$50

POPULAR · $0.010/credit

11,250 credits

$100

$0.009/credit

31,250 credits

$250

BEST VALUE · $0.008/credit

Auto Top-Up

Never run out of credits mid-conversation. Auto Top-Up automatically purchases credits when your balance gets low, ensuring uninterrupted access to premium AI models. Configure Auto Top-Up in Settings → Credits. You can customize: You'll receive an email notification each time Auto Top-Up is triggered. You can disable Auto Top-Up at any time in your settings. It will also automatically disable after 3 consecutive payment failures.

How It Works

Set a threshold, choose a pack, and we handle the rest

When Auto Top-Up Triggers

Rate Limited

Auto Top-Up is limited to once every 24 hours to prevent unexpected charges. The system checks your balance every 10 minutes, so top-ups happen automatically when needed without constant monitoring.

Tips for Managing Credits

Default AI is Free in the App

Our default AI model is free for Plus subscribers when chatting in Gab AI. Not included in API — API requests always use credits.

Credit Usage

Credit costs can vary based on message length, image quality settings, and other factors. The ranges shown are typical usage per request.

Best Practice: Start Fresh Chats

To keep credit costs low, start a new chat when switching topics or beginning a new task. This resets the context and brings your costs back to baseline. You can always reference previous conversations if needed.

Rate Limited

Auto Top-Up is limited to once every 24 hours to prevent unexpected charges. The system checks your balance every 10 minutes, so top-ups happen automatically when needed without constant monitoring.